First Digital
Apply for First Digital Card
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  • Start Application

  • Continue Application

  • Review Terms & Conditions

  • Approval & Pay Program Fee

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First Digital Credit Card

Poor credit isn't permanent, start changing it with First Digital. The First Digital Card is a genuine Mastercard® credit card that doesn't require perfect credit and gives you 1% Cash Back on all payments. Get a response in seconds with our quick and easy application!

Get a
First Digital Card
and earn
1% cash back
Rewards!

Step 1 – Complete Your First Digital Application

Applying is quick & easy with our SECURE online application.

Step 2 - Get Your First Digital Credit Decision

Review the Rates, Fees, Costs, and Limitations, submit your application & get your credit decision!

Step 3 – Pay the $95 Program Fee to Open Your First Digital VISA Card Account

If approved, pay the $95.00 Program Fee to open your account.

First Digital Mobile App available in Apple App Store and Google Play Store Android

Download our Mobile App for either iOS or Android* for quick access to your account.

*Google Play and the Google Play logo are trademarks of Google LLC.
App Store is a service mark of Apple Inc.

CARD FEATURES

First Digital Rewards Offer 1% Cashback on Payments – See Terms and Conditions for Details

FIRST DIGITAL PAYMENT REWARDS

First Digital Card Mobile App is available in Apple App Store and Google Play Store

MANAGEABLE MONTHLY PAYMENTS

First Digital Credit Card reports monthly to the three major Credit Bureaus, TransUnion, Experian, and Equifax

ACCEPTED BY MERCHANTS ACROSS U.S. AND ONLINE

First Digital Credit Card reports monthly to the three major Credit Bureaus, TransUnion, Experian, and Equifax

MONTHLY REPORTS TO CREDIT BUREAUS

FREE VANTAGESCORE®+ AND CREDIT EDUCATION

Grey First Digital Credit Card, designed for poor credit

Poor credit isn't permanent, start changing it with First Digital. The First Digital Card is a genuine Mastercard® credit card that doesn't require perfect credit and gives you 1% Cash Back on all payments. Get a response in seconds with our quick and easy application!

CARD FEATURES

+Calculated on the VantageScore+ 3.0 model. Your VantageScore 3.0 from Experian® indicates your credit risk level and may not be used by all lenders. Click here to learn more.

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Privacy Policy

Cardholder Agreement

Digital Privacy Policy

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Contact Us Privacy Policy

Cardholder Agreement

Digital Privacy Policy Website Terms and Conditions

Unsubscribe from our Mailing List

First Digital Mastercard® is issued by Synovus Bank, Columbus, GA. Mastercard is a registered trademark of Mastercard® International, Incorporated. Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time. *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps, for gambling transactions or at merchants outside the United States.

See Cash Back Rewards Program Terms and Conditions for details.

1Cardholders who keep their balances low and pay their credit card bill on time every month typically do see an increase in their credit score.